[RickT]

Just curious what my fellow Triumph riders pay for insurance. I'm originally from Nova Scotia and last time I had insurance there it was very cheap. Now that I live in Ottawa I still think it's not bad but hear a lot of my buddies complaining.

So, just wondering what you pay for insurance.

I'm insured with TD Meloche Monnex (qualified for their affinity program)
$662/yr for $1Mill Liability and Collision/Comp with $1,000 deductible
52 yrs of age, riding since forever, no accidents/tickets in the past 5 yrs.

I also have my home and car insured with them which is supposed to worth a 10% discount.

 

[Jbaltus666]

Just curious what my fellow Triumph riders pay for insurance. I'm originally from Nova Scotia and last time I had insurance there it was very cheap. Now that I live in Ottawa I still think it's not bad but hear a lot of my buddies complaining.

So, just wondering what you pay for insurance.

I'm insured with TD Meloche Monnex (qualified for their affinity program)
$662/yr for $1Mill Liability and Collision/Comp with $1,000 deductible
52 yrs of age, riding since forever, no accidents/tickets in the past 5 yrs.

I also have my home and car insured with them which is supposed to worth a 10% discount.

I live down the road from you in Kingston, am 23 with a no-fault accident which was determined my fault by the insurance board, and now pay nearly 5 times what you pay for $2 million liability, and a $1000 deductible... I'm an idiot for paying it, but unfortunately can't find anything better

 

[NefRider]

I live in Rochester NY (USA) and will be paying 230/year for full coverage w/Statefarm.

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[phillips2024]

There are too many variables to get any sort of reliable, comparable information from these sorts of threads.

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[NefRider]

There are too many variables to get any sort of reliable, comparable information from these sorts of threads.

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^ Very true. Take this info with a grain of salt!

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[Maltbyben15]

Im in BC and i pay 350 for 3 months at icbc and i have no collision coverage only 3rd party coverage for 3 million so if im at fault i cover all my damages

Had my drivers for 2 years and for full coverage they wanted 2700/year and i said full system in a year i think soo.. haha

 

[trumppking]

www.triumph675.net/forum/showthread.phpt=71945&highlight=progressive+insurance

Here is a thread on this subject, might be helpful. I'm with progressive now and pay $730 year for full coverage.

 

[hbk]

Progressive. $970 every 6 mos. Yeah man that's about $2k a year. Full coverage with $500 deductible. Live in the New England area. Prior history/possible dings on my insurance: 2 bikes stolen, but that was in my 20's.

Just for some perspective they quoted me $3k a yr for that new ninja 636. Yikes.

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[NefRider]

Progressive. $970 every 6 mos. Yeah man that's about $2k a year. Full coverage with $500 deductible. Live in the New England area. Prior history/possible dings on my insurance: 2 bikes stolen, but that was in my 20's.

Just for some perspective they quoted me $3k a yr for that new ninja 636. Yikes.

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Why so much? That's crazy!

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[hbk]

You're telling me. I'm going ins shopping first thing tomorrow. I have auto & renters with them so I thought I was getting the "Flo Bundle" (awkwardly cute emo chick from those commercials).

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[Brutus]

Just curious what my fellow Triumph riders pay for insurance. I'm originally from Nova Scotia and last time I had insurance there it was very cheap. Now that I live in Ottawa I still think it's not bad but hear a lot of my buddies complaining.

So, just wondering what you pay for insurance.

I'm insured with TD Meloche Monnex (qualified for their affinity program)
$662/yr for $1Mill Liability and Collision/Comp with $1,000 deductible
52 yrs of age, riding since forever, no accidents/tickets in the past 5 yrs.

I also have my home and car insured with them which is supposed to worth a 10% discount.

I'm about your age and my insurance is just a little more. But I'm in Houston.

 

[RickT]

Thanks for the replies guys. I posted this in the CANADA thread in hopes of getting a better idea of what my fellow riders pay in the different Canadian Provinces.

I know there will be no statistical relevance to the numbers provided but it will be interesting to see given how much whining my fellow Ontario riders do over out perceived high cost of insurance.

 

[danfost]

OP, I know you're in Ontario but for those 675 owners in Alberta, Blue Circle has really good specialized motorcycle coverage.
I just switched to them this month with the home, auto and motorcycle covered.
I believe they're only available to Alberta residents though.
I pay $800 per year with full coverage including:
-$2 Million liability
-$500 deductible
I'm 35, had one at fault single vehicle accident (bike written off, no property damage), one speeding ticket, both in 2010.

 

[f4nm4n]

In Ontario (outside of the GTA) im paying 2100/yr for my 12 st3r. 30 yrs old with 1 speeding ticket and 1 mobile device ticket. Supposed to drop to 1200/yr in may when the speeding ticket comes off. With state farm since most other insurance companies said they wont insure my bike.

 

[AGMZ]

$2100/yr full coverage with state farm. 26yrs old, no tickets or claims and in the gta.

 

[Mikesterloc]

I live in peel region and pay $2200/year full coverage. I'm 40+ and have one speeding ticket. I'm currently insured with TD. I also have 3 vehicles and my home insured with TD. They tell me that I'm receiving a discounted premium for insuring multiple vehicles. Could have fooled me!! State Farm quoted me full coverage for $1200/year but wouldn't insure me due to my speeding ticket.

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[Scottie]

I live in Stoney Creek (Hamilton area), Ontario. 30 y/o, full M for 10 years with no claims/tickets

$541/year with TD Meloche Monnex with Professional Engineer discount
$1M liability
$1000 deductable

Note: I also have my car and home with them. Car isn't the cheapest, but the bike and home make up for it with the multi-line discount.

Scott

 

[Jbaltus666]

I live in peel region and pay $2200/year full coverage. I'm 40+ and have one speeding ticket. I'm currently insured with TD. I also have 3 vehicles and my home insured with TD. They tell me that I'm receiving a discounted premium for insuring multiple vehicles. Could have fooled me!! State Farm quoted me full coverage for $1200/year but wouldn't insure me due to my speeding ticket.

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You're 40 and paying that much?? Why would State Farm not insure you for having a ticket..? They insured me when I had a ticket, and even now when I have an accident. I would try calling other SF brokers in the area

 

[Mikesterloc]

Im not sure why they wouldn't insure me. This is what I was told. A year ago, I was riding a ninja 300 and was only paying $900/yr. Something about bikes greater than 500cc I guess. I also started riding the last few years and only possess an M2.

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[obidon]

I'm studying in California now and my bike was stolen, but I was paying ~$240/month which is about $2880/year with a downtown Toronto address on StateFarm.