STR Insurance

[jk0311]

I had Progressive for about 3 yrs when I had my Buell XB12 but the rates kept going up every year by about 60-100 bucks for no reason. No tickets, no accidents, no nothin. So I switched to Geico and have full coverage on my 12 Striple for 215/ yr. It depends on where you live too, my rate changed when I moved last year. USAA is super good too. Oh and Im 30.

[01xj]

Originally Posted by jk0311

I had Progressive for about 3 yrs when I had my Buell XB12 but the rates kept going up every year by about 60-100 bucks for no reason. No tickets, no accidents, no nothin. So I switched to Geico and have full coverage on my 12 Striple for 215/ yr. It depends on where you live too, my rate changed when I moved last year. USAA is super good too. Oh and Im 30.

I live in a pretty slow area. There is very little crime around here. And I have been an insured rider for 4 years, which is why I'm kind of irritated by this expensive rate. Affording it isn't the problem. It's more the fact that I've been a safe, responsible rider (and driver) my whole life, but even more-so since I've been licensed to ride. The only infraction I have on two wheels is one speeding ticket in MA from fall of 2011.

I just don't see the justification in almost an 800$ jump in rates.

[Marcismo55]

I know it's not a triple but I just recently purchased insurance fir my '12 Daytona 675R and I pay $609/year full coverage, 100/200/100 limits. and $500 deductible and I am 26 with a clean record now. I had Progressive before but since I have been riding for 5 years and licenced to drive a car for 10 my rates dropped substantially.

I would think your rates would be lower than mine though especially due to me living in CA.

[jk0311]

Originally Posted by Marcismo55

I know it's not a triple but I just recently purchased insurance fir my '12 Daytona 675R and I pay $609/year full coverage, 100/200/100 limits. and $500 deductible and I am 26 with a clean record now. I had Progressive before but since I have been riding for 5 years and licenced to drive a car for 10 my rates dropped substantially.

I would think your rates would be lower than mine though especially due to me living in CA.

Uh, yes it is...

[01xj]

I'm sure he means Triple as in Street Triple and not the motor.

[Marcismo55]

Originally Posted by 01xj

I'm sure he means Triple as in Street Triple and not the motor.

Zactly

[Tronix]

33 Male in Connecticut, been riding since 2010 with progressive. My rate for a year for 50/100/25 is $425.00

Clean driving record.

[RoxyStriple]

One surprise I had is that the Street Triples , Daytonas and the Speed Triples are around the same quote from my insurance (USAA) . The Street Triple is kinda on the high side for what it is just about anywhere I've seen.

[jtirwin27]

Originally Posted by GuiltySparc

Sounds redonkulous to me.

My 2012 R costs ~380/yr. I use state farm and get a multi-line discount for having the house and cars through them also. I shopped around for it and was getting higher quotes from other carriers where i don't have any discounts, but nothing near $1200/yr.

Statefarm here as well. They dont give a crap about type of bike. Only CC's. 480/yr for everything they offer. Im in Georgia

[MacBandit]

Make sure they are insuring a Street Triple and not a Speed Triple. I've seen insurance companies make that mistake.

On the claim side of things. Progressive is by and far the best I dealt with when filing claims for accident damage. They would cut me a check the day they were there to look at the bike and they never questioned replacing parts. There were no other insurance companies that even came close to offering the same ease as Progressive. Geico was the worst they would argue parts and would frequently total a bike for less then 60% value. The totaling thing was the same with State Farm. They ship the bikes back to Missouri or Arkansas or one of those states as they can sell the bike as a clean title bike back there.