STR Insurance - Page 2 - Triumph675.Net Forums
Reply
 
Thread Tools Display Modes
post #11 of 64 Old 01-09-13, 14:13
jk0311
Member
 
jk0311's Avatar
 
Join Date: Jun 2012
Location: Orlando, FL
Posts: 207
Thanks: 0
Thanked 0 Times in 0 Posts
I had Progressive for about 3 yrs when I had my Buell XB12 but the rates kept going up every year by about 60-100 bucks for no reason. No tickets, no accidents, no nothin. So I switched to Geico and have full coverage on my 12 Striple for 215/ yr. It depends on where you live too, my rate changed when I moved last year. USAA is super good too. Oh and Im 30.
jk0311 is offline  
Sponsored Links
Advertisement
 
post #12 of 64 Old 01-09-13, 14:44 Thread Starter
01xj
Member
Threadstarter Threadstarter
 
Join Date: Oct 2012
Location: CT
Posts: 317
Thanks: 7
Thanked 7 Times in 7 Posts
Quote:
Originally Posted by jk0311 View Post
I had Progressive for about 3 yrs when I had my Buell XB12 but the rates kept going up every year by about 60-100 bucks for no reason. No tickets, no accidents, no nothin. So I switched to Geico and have full coverage on my 12 Striple for 215/ yr. It depends on where you live too, my rate changed when I moved last year. USAA is super good too. Oh and Im 30.
I live in a pretty slow area. There is very little crime around here. And I have been an insured rider for 4 years, which is why I'm kind of irritated by this expensive rate. Affording it isn't the problem. It's more the fact that I've been a safe, responsible rider (and driver) my whole life, but even more-so since I've been licensed to ride. The only infraction I have on two wheels is one speeding ticket in MA from fall of 2011.

I just don't see the justification in almost an 800$ jump in rates.
01xj is offline  
post #13 of 64 Old 01-09-13, 14:53
Marcismo55
Senior Member
 
Marcismo55's Avatar
 
Join Date: Dec 2012
Location: Ventura, CA
Posts: 1,346
Thanks: 86
Thanked 28 Times in 24 Posts
Garage
I know it's not a triple but I just recently purchased insurance fir my '12 Daytona 675R and I pay $609/year full coverage, 100/200/100 limits. and $500 deductible and I am 26 with a clean record now. I had Progressive before but since I have been riding for 5 years and licenced to drive a car for 10 my rates dropped substantially.

I would think your rates would be lower than mine though especially due to me living in CA.

CVMA/WERA West/AFM # 240
'12 Daytona 675R
Braking/Sunstar - Slick Products - GoPro - Sidi - Amsoil - Suomy Helmets/VLE - Globe Shoes - Shorai Power
TrackXperience Trackdays
Marcismo55 is offline  
post #14 of 64 Old 01-09-13, 16:04
jk0311
Member
 
jk0311's Avatar
 
Join Date: Jun 2012
Location: Orlando, FL
Posts: 207
Thanks: 0
Thanked 0 Times in 0 Posts
Quote:
Originally Posted by Marcismo55 View Post
I know it's not a triple but I just recently purchased insurance fir my '12 Daytona 675R and I pay $609/year full coverage, 100/200/100 limits. and $500 deductible and I am 26 with a clean record now. I had Progressive before but since I have been riding for 5 years and licenced to drive a car for 10 my rates dropped substantially.

I would think your rates would be lower than mine though especially due to me living in CA.
Uh, yes it is...
jk0311 is offline  
post #15 of 64 Old 01-09-13, 16:13 Thread Starter
01xj
Member
Threadstarter Threadstarter
 
Join Date: Oct 2012
Location: CT
Posts: 317
Thanks: 7
Thanked 7 Times in 7 Posts
I'm sure he means Triple as in Street Triple and not the motor.
01xj is offline  
post #16 of 64 Old 01-09-13, 16:26
Marcismo55
Senior Member
 
Marcismo55's Avatar
 
Join Date: Dec 2012
Location: Ventura, CA
Posts: 1,346
Thanks: 86
Thanked 28 Times in 24 Posts
Garage
Quote:
Originally Posted by 01xj View Post
I'm sure he means Triple as in Street Triple and not the motor.
Zactly

CVMA/WERA West/AFM # 240
'12 Daytona 675R
Braking/Sunstar - Slick Products - GoPro - Sidi - Amsoil - Suomy Helmets/VLE - Globe Shoes - Shorai Power
TrackXperience Trackdays
Marcismo55 is offline  
post #17 of 64 Old 01-09-13, 19:56
Tronix
Senior Member
 
Tronix's Avatar
 
Join Date: Jul 2011
Location: CT
Posts: 1,961
Thanks: 4
Thanked 13 Times in 13 Posts
33 Male in Connecticut, been riding since 2010 with progressive. My rate for a year for 50/100/25 is $425.00

Clean driving record.

Bike: 2012 Triumph Street Triple R - My youtube channel with my videos


Car: 2012 MazdaSpeed3 JBR TIP SRI | Damond OCC | COBB AP | Stage 1 S-OTS 93
Tronix is offline  
post #18 of 64 Old 01-09-13, 20:04
RoxyStriple
Member
 
RoxyStriple's Avatar
 
Join Date: Jul 2012
Location: San Berdoo, CA
Posts: 466
Thanks: 4
Thanked 11 Times in 10 Posts
One surprise I had is that the Street Triples , Daytonas and the Speed Triples are around the same quote from my insurance (USAA) . The Street Triple is kinda on the high side for what it is just about anywhere I've seen.
RoxyStriple is offline  
post #19 of 64 Old 01-09-13, 21:37
jtirwin27
Junior Member
 
jtirwin27's Avatar
 
Join Date: Dec 2012
Location: Atlanta
Posts: 72
Thanks: 0
Thanked 1 Time in 1 Post
Quote:
Originally Posted by GuiltySparc View Post
Sounds redonkulous to me.

My 2012 R costs ~380/yr. I use state farm and get a multi-line discount for having the house and cars through them also. I shopped around for it and was getting higher quotes from other carriers where i don't have any discounts, but nothing near $1200/yr.
Statefarm here as well. They dont give a crap about type of bike. Only CC's. 480/yr for everything they offer. Im in Georgia


12 phantom blk ST3R
Comp werks can, triumph tune, 8000k HIDs, all plastics converted to carbon fiber, motozen levers.

TOTALED 09/31/14 at the Dragon
jtirwin27 is offline  
post #20 of 64 Old 01-10-13, 00:52
MacBandit
Senior Member
 
MacBandit's Avatar
 
Join Date: Sep 2008
Location: Seattle
Posts: 10,362
Thanks: 2
Thanked 152 Times in 137 Posts
Garage
Make sure they are insuring a Street Triple and not a Speed Triple. I've seen insurance companies make that mistake.

On the claim side of things. Progressive is by and far the best I dealt with when filing claims for accident damage. They would cut me a check the day they were there to look at the bike and they never questioned replacing parts. There were no other insurance companies that even came close to offering the same ease as Progressive. Geico was the worst they would argue parts and would frequently total a bike for less then 60% value. The totaling thing was the same with State Farm. They ship the bikes back to Missouri or Arkansas or one of those states as they can sell the bike as a clean title bike back there.

Last edited by MacBandit; 01-10-13 at 00:58.
MacBandit is offline  
Sponsored Links
Advertisement
 
Reply

Bookmarks

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Triumph675.Net Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in









Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.



Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode


Forum Jump

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 
For the best viewing experience please update your browser to Google Chrome